BDO ATM Card: Types, Features, Fees, and How to Get One

BDO ATM card is commonly used to describe a debit/ATM card linked to a deposit or prepaid account for withdrawals and everyday payments.

What is a BDO ATM card?

A BDO ATM card is a debit card linked to a BDO deposit account or a prepaid account. It lets you withdraw cash at ATMs, pay at stores through point-of-sale (POS) terminals, and shop online where card payments are accepted.

Depending on the card type, you can also manage security settings online, such as locking the card, setting limits, or enabling overseas use.

What you can do with it

Cash withdrawals at ATMs (fees may vary by ATM network).

In-store purchases at POS terminals using your card and PIN.

Online shopping at merchants that accept card payments.

Optional app features when supported by your card/account, such as scan-to-pay, bills payment, and money transfers.

Quick security checklist

Keep your PIN private and avoid sharing card details.

Use strong passwords for online banking and app access.

Lock the card immediately if it is lost or you suspect misuse, then report it through official channels.

Frequently Asked Questions

What is a BDO ATM card used for?

It is used for ATM withdrawals, POS purchases, and online payments, because it is linked to a BDO deposit or prepaid account.

Can I manage my BDO ATM card online?

Many card types support online management features such as card lock/unlock, limit settings, and overseas usage controls through online banking tools.