How to Activate a BDO ATM Card

BDO ATM card is commonly used to describe a debit/ATM card linked to a deposit or prepaid account for withdrawals and everyday payments.

Typical activation methods

ATM-based activation (for example, changing the default PIN at an ATM).

Online banking or mobile app activation options (when available for your card/account).

Before you activate

Have your card and personal details ready.

Choose a PIN that is hard to guess and do not reuse old PINs.

Avoid activating your card on shared or insecure devices if using online options.

After activation

Try a small balance inquiry or a small withdrawal to confirm it works.

Set reasonable limits and keep overseas use disabled unless you need it.

Frequently Asked Questions

How do I know my card is activated?

If you can successfully complete a transaction such as a balance inquiry, withdrawal, or purchase, your card is typically active.

Do I need the app to activate?

Not always—many cards can be activated through an ATM. App activation depends on the card type and account.